Accepted Payment Methods

At OrderzUp, we make order fulfilment simple — and that includes the way your customers pay. A flexible, secure checkout improves conversion, reduces abandoned carts, and speeds up reconciliation for your operations team. Below is a clear, merchant-friendly guide to the accepted payment methods we support and how they fit into efficient D2C order management.

Payment Methods We Accept

1. Card Payments (Credit & Debit)
Accept major Visa, MasterCard, and RuPay cards. Card acceptance is essential for higher average order values and repeat purchases. All card transactions go through PCI-compliant gateways to protect cardholder data.

2. UPI (Unified Payments Interface)
UPI is a high-conversion, real-time payment option in India. We support UPI deep-links and QR flows so customers can complete checkout with minimal friction.

3. Net Banking & Wallets
Offer net-banking for customers who prefer traditional bank transfers, and popular wallets for fast, mobile-first checkouts.

4. Cash on Delivery (COD)
COD remains a critical channel for many D2C brands, especially in emerging markets. OrderzUp supports COD orders while providing tools to monitor, confirm, and reduce COD-related returns and failed deliveries.

5. EMI & Credit Options
Integrate EMI options to make higher-ticket products affordable. EMI increases conversion on larger orders and can be offered via partner banks and payment providers.

6. Buy Now, Pay Later (BNPL)
BNPL options increase average order value and conversion by letting customers split payments. We work with leading BNPL providers to handle eligibility checks and settlements.

7. Bank Transfers & NEFT/RTGS
For wholesale or large-value B2B orders, direct bank transfers are supported with clear instructions and reconciliation aids.

8. Corporate Invoicing & Purchase Orders
For repeat business and marketplaces selling to retailers or resellers, OrderzUp supports invoicing workflows and net terms where credit approval is required.

How These Methods Help Your Operations

• Faster reconciliation: Automated payment status updates reduce manual matching and errors.
• Lower abandonment: Offering UPI, cards, and BNPL reduces checkout drop-offs.
• Better COD management: Confirmation flows, delivery verification, and analytics help lower failed COD attempts and returns.
• Compliance & Security: Payment flows use secure gateways and follow industry standards for data protection.
• Multi-channel consistency: Whether orders come from marketplaces, your webstore, or social commerce channels, payment statuses sync centrally in your OrderzUp dashboard.

Best Practices for Merchants

1. Prioritize mobile-first flows: Most customers pay on mobile — UPI and wallets should be seamless.
2. Offer 2–3 preferred options visibly: Showing the most popular methods (UPI, cards, COD) in the first fold increases trust and conversion.
3. Display EMI and BNPL at product pages: Highlight payment splits on higher-ticket SKUs to reduce friction at checkout.
4. Automate reconciliation: Use Gateway webhooks and OrderzUp’s reconciliation tools to reduce accounting overhead.
5. Secure refunds & chargebacks: Configure clear refund policies and automated workflows to process refunds quickly and reduce disputes.

How OrderzUp Supports Payment Flows

• Unified payments dashboard: See payment status, settlement timelines, and pending refunds in one place.
• Gateway integrations: Plug into multiple payment gateways to optimize success rates and settlement speeds.
• COD controls: Confirmation SMS/email templates, estimated delivery confirmation, and risk flags for high-failure COD orders.
• Reporting & analytics: Track payment success rates by channel, gateway, and courier to optimize costs and conversion.
• Refund automation: Trigger refunds from the order management system with audit trails for faster customer service.

Merchant Checklist — Ready Your Store

• Confirm which gateways you’ll integrate for cards, UPI, and wallets.
• Decide whether COD will be offered and set confirmation rules.
• Enable EMI/BNPL on eligible SKUs and set price thresholds.
• Prepare refund SLA and communicate it in product pages and order confirmations.
• Test mobile and desktop checkout flows across popular devices and browsers.

Take Action

Make payments a growth lever, not a headache. Configure the right mix of payment options for your audience, enable secure gateway integrations, and use OrderzUp’s reconciliation and COD management tools to reduce manual work. For integration support or a demo of our payments dashboard, visit OrderzUp.com/contact.